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Today's Featured Rates 5 Year Adjustable Rate  Rate  APR  Points  6.000%  4.878%  0.000% MyCommunity  Rate  APR  Points  6.625%  6.681%  0.000% 15 Year Fixed Rate  Rate  APR  Points  5.875%  5.966%  0.000% 30 Year Fixed Rate  Rate  APR  Points  6.250%  6.305%  0.000% 40 Year Fixed Rate  Rate  APR  Points  7.750%  7.803%  0.000% Assumptions

Apply Now! Apply now, and we'll instantly review your application. Finish Applying We've saved your info, so you don't have to start over again! Resources APR, PITI, ARM - what's it all mean?  Get answers here. Home Equity Put your home to work for you with a Home Equity Loan or Line of Credit.   QUICK QUOTE To see a sample of the rates available today, use this Quick Quote form. Loan Purpose  PurchaseRefinance Existing BalanceRefinance with Cash OutHome Equity State  Select a StateCalifornia City   County  Select A CountyAlameda Alpine Amador Butte Calaveras Colusa Contra Costa Del Norte El Dorado Fresno Glenn Humboldt Imperial Inyo Kern Kings Lake Lassen Los Angeles Madera Marin Mariposa Mendocino Merced Modoc Mono Monterey Napa Nevada Orange Placer Plumas Riverside Sacramento San Benito San Bernardino San Diego San Francisco San Joaquin San Luis Obispo San Mateo Santa Barbara Santa Clara Santa Cruz Shasta Sierra Siskiyou Solano Sonoma Stanislaus Sutter Tehama Trinity Tulare Tuolumne Ventura Yolo Yuba Loan Amount   Home Value   Assumptions       We’ll watch rates for you! Whether you’re looking for a specific rate or just want to track our rates, you can keep up-to-date by signing up for our email Rate Watch service. Earn huge cash rebates when you buy or sell a home! Visit our Home Rebates Center to learn how you can receive a 25% rebate of your realtor’s commission when you buy and/or sell your home. Enjoy the benefits of membership! Know someone who wants to experience the credit union difference? If so, you could win $500 by referring them to USE. Click here for details.